>> Introduction

 
 

NAMAL Fund Family - Introduction

   
   

We believe that each individual’s investment needs are unique, depending on their financial goals, their ability to take risk and time horizon of their investment. NAMAL’s unit trust funds, give you the flexibility of choosing an investment or investment plan, that fulfills your investment needs.

Identifying your need is a key requirement to deciding on a suitable investment. The diagram given below is to help you understand and identify the correct investment product to suit your need, from the options available.

 

What is a Unit Trust?

A Unit Trust is a pooled investment plan in which the capital contributions of investors are combined into a legally formed Trust Fund. The money is then invested by professional fund managers, acting on behalf of the investors, in a portfolio of marketable securities. In return for their investments the investors receive 'units' (shares) in the Trust Fund. The income derived by the Fund by way of dividends, interest and capital gains are divided among the unit holders in proportion to the number of units they hold, in accordance with the distribution policy of the fund.

 

Need/Fund Invests in

Capital Growth (5 years & more)

Stocks

 

Capital Growth & Current Income (3 years & more)

Stocks/Treasury Bonds/Debentures

 

Income (1 year & more)

Treasury Bonds/Debentures

 

Money Market (less than 1 year)

Money Market Instruments

   

   

One Investment Account

When you invest in NAMAL unit trusts you are assigned a unique investor account number. This affords you the convenience of having one or many investments, in many funds in one unique account and permits switching from one fund to another. see transfers for more details on this facility.

In addition to providing flexibility to create an investment plan to suit your needs, unit trusts also offer other benefits.

 

Designed, Hosted & Maintained by Cyber Concepts (pvt) Ltd